Personal Accounts / Pilgrim Bank

FIND AN ACCOUNT THAT BEST FITS YOUR NEEDS.

Each of our accounts include the following services and benefits:

Digital Banking services - Free online banking with Bill Pay, mobile banking with mobile deposit, and telephone banking

Automatic transfers between accounts

Alerts for fraud and a variety of account activity

Free Electronic statements

Compare our Checking and Savings Accounts

PERSONAL CHECKING

Account Name	Minimum Opening Balance	Monthly Service Charge	Account Distinctions
Simple Checking	$100	$5	No monthly service charge when: You receive electronic statements (E-Statements) exclusively OR;* You maintain a minimum daily balance of $5,000 or greater
Prestige Checking	$100	No Monthly Service Charge	Must be 55 years or older No minimum balance to maintain
Advantage Checking	$100	$12	No minimum balance to maintain See listing of benefits below
Prestige Advantage Checking	$100	$9	Must be 55 years or older No minimum balance to maintain See listing of benefits below

Advantage Checking and Prestige Advantage Checking Benefits

Free Bank stock checks or 50% discount on checks of your choice

Free Official Checks. Some restrictions apply.

$25,000 Accidental Life Insurance Policy & $100,000 Common Carrier (if joint account, total coverage is divided evenly among signers) $2,500 dependent children AD&D insurance**

Easy Saver shopping offers on home, automotive, travel, entertainment & health savings

Total Identity Monitor*** - Provides help in protecting your identity

Safe deposit box rental - 25% discount when auto-debited (where available)

INTEREST BEARING CHECKING

Account Name	Minimum Opening Balance	Monthly Service Charge	Minimum Balance to Obtain Annual Percentage Yield	Account Distinctions
Simple Interest Checking	$1,500	$12	$1,500	No monthly service charge when: You receive electronic statements (E-Statements*) exclusively OR; You maintain a minimum daily balance of $25,000 or greater
Money Market Checking	$2,500	$12	None	No monthly service charge when: You receive electronic statements (E-Statements) exclusively OR;* You maintain a minimum daily balance of $25,000 or greater

Interest rates and annual percentage yields are variable and may change at any time at the bank's discretion. Interest accrues on daily balances and is compounded and credited monthly.

SAVINGS

Account Name	Minimum Opening Balance	Monthly Service Charge	Transaction Limitations and Fees	Minimum Balance to Obtain Annual Percentage Yield	Account Distinctions
Savings	$100	$5 each month if the balance falls below $100 any day of the month	An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.	$100	Unlimited Deposits
Health Savings Account	$50	$5	N/A	$25	Health Savings Accounts are subject to eligibility requirements, limitations and/or penalties imposed by the Internal Revenue Service.

Account Name

Minimum Opening Balance

Monthly Service Charge

Transaction Limitations and Fees

Minimum Balance to Obtain Annual Percentage Yield

Account Distinctions

Savings

$100

$5 each month if the balance falls below $100 any day of the month

An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.

$100

Unlimited Deposits

Health Savings Account

$50

$5

N/A

$25

Health Savings Accounts are subject to eligibility requirements, limitations and/or penalties imposed by the Internal Revenue Service.

Interest rates and annual percentage yields are variable and may change at any time at the bank's discretion. Interest accrues on daily balances and is compounded and credited quarterly.

Certificate of Deposit (CD) & Individual Retirement Account (IRA)

We have options for saving smarter for your future, whether it is short term or long term.

Contact any location to get the current Annual Percentage Yield and interest rate.

Want to save money and earn a better rate?

A Certificate of Deposit (CD) is a type of savings account that pays a fixed interest rate on money held for an agreed-upon period of time. CD rates are usually higher than savings accounts, but you lose withdrawal flexibility. If you withdraw your CD funds early, you'll be charged a penalty.

Need a way to save money for retirement?

An Individual Retirement Account (IRA) is a long-term, tax-advantaged savings account that individuals with earned income can use to save for the future.

Order Checks

Order checks, deposit slips and other forms, stamps and supplies online! Right here. Right Now. Delivered right away.

Secure and convenient online ordering from Deluxe Checks. Reorder now!

For security reasons, Deluxe has restricted this check reorder online service for orders that do not have a name or address change. Additionally, you must provide the next starting check number, which can be found on your check reorder form. If you have a name or address change or if you don't know the starting check number for your reorder, please mail or bring your check order to your local Pilgrim Bank location and we will be happy to process your check order for you.

*Electronic statements (E-Statements) - You must separately opt-in for electronic statements through your online banking account. Opening this account does not automatically enroll you for electronic statements.

**Insurance products are NOT FDIC INSURED, NOT A DEPOSIT, NOT AN OBLIGATION OF OR GUARANTEED BY PILGRIM BANK, ITS AFFILIATES, OR ANY GOVERNMENTAL AGENCY.

***By enrolling in Advantage Checking, you become eligible for one complimentary Total Identity Monitor membership per household. This is an OPTIONAL service and requires separate enrollment on your behalf. Your membership in Advantage checking does not automatically include a Total Identity Monitor membership.

****Safe deposit box contents are not FDIC insured.