No Strings. No Hoops
Why Choose Our Checking Account?
✅ Fast, Easy Account Opening
Open your checking account online or in-person—in just minutes.
✅ Simple Choices. Transparent Pricing.
No guesswork. No surprises. Just clear options designed around you.
✅ Bank Anywhere, Anytime
Manage your money with powerful digital tools that keep you connected 24/7.
Find An Account That Best Fits Your Needs.
Account Name | Minimum Opening Balance | Monthly Service Charge | Account Distinctions | |
|---|---|---|---|---|
$100 | $5 | No monthly service charge when: | ||
$100 | No Monthly Service Charge | No minimum balance to maintain Must be 55 years or older |
Account Name | Minimum Opening Balance | Monthly Service Charge | Account Distinctions | |
|---|---|---|---|---|
$100 | $12 | No minimum balance to maintain See listing of benefits below | ||
$100 | $9 | No minimum balance to maintain Must be 55 years or older |
Smart Digital Features You’ll Use Every Day
Online & Mobile Banking
with Transfers, Mobile Deposit, and Bill Pay
Real‑Time Alerts & eStatements²
for added security and visibility
Debit Card Controls
to turn your card on/off instantly and set alerts
Credit Score Insights
to help you track your financial wellness at a glance
Download the Pilgrim Bank App
Frequently Asked Questions
Bank with Confidence
¹Account subject to approval. Open a new checking account and receive a $100 bonus at account opening. Offer available to new customers only; Eligible account holders must reside in Smith County and open the account between 05/20/26 and 06/30/26. Pilgrim Bank employees are not eligible
²Electronic statements (E-Statements) - You must separately opt-in for electronic statements through your online banking account. Opening this account does not automatically enroll you for electronic statements.
