Personal Savings & CDs

Savings Accounts

Account Name	Minimum Opening Balance	Monthly Service Charge	Transaction Limitations and Fees	Minimum Balance to Obtain Annual Percentage Yield	Account Distinctions
Savings Rate Info	$100	$5 each month if the balance falls below $100 any day of the month	An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.	$100	Unlimited Deposits
Health Savings Account Rate Info	$50	$5	N/A	$25	Health Savings Accounts are subject to eligibility requirements, limitations and/or penalties imposed by the Internal Revenue Service.

Account Name

Minimum Opening Balance

Monthly Service Charge

Transaction Limitations and Fees

Minimum Balance to Obtain Annual Percentage Yield

Account Distinctions

Savings

Rate Info

$100

$5 each month if the balance falls below $100 any day of the month

An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.

$100

Unlimited Deposits

Health Savings Account

Rate Info

$50

$5

N/A

$25

Health Savings Accounts are subject to eligibility requirements, limitations and/or penalties imposed by the Internal Revenue Service.

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CD's and IRA's

We have options for saving smarter for your future, whether it is short term or long term.

A Certificate of Deposit (CD) is a type of savings account that pays a fixed interest rate on money held for an agreed-upon period of time. CD rates are usually higher than savings accounts, but you lose withdrawal flexibility. If you withdraw your CD funds early, you'll be charged a penalty.

Rate Info

An Individual Retirement Account (IRA) is a long-term, tax-advantaged savings account that individuals with earned income can use to save for the future.

Rate Info

Why choose our 2 year CD?

Earn 4.47% APY¹ on a 2-Year CD. Secure a competitive fixed rate and grow your savings with Pilgrim Bank.

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See What Steady Saving Can Do

Interest earns interest, so the longer money stays put, the more opportunity it has to grow.

Save each month

Yearly interest rate

Years

Estimated balance

You put in

Interest earned

This calculator provides an estimate for educational purposes and does not guarantee a rate or return.

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Checking Accounts

Digital Banking

Loans

¹ The Annual Percentage Yield (APY) is accurate as of October 1, 2026. A minimum deposit of $1,000 is required to open the account. A penalty will be imposed for early withdrawal.

Interest rates and annual percentage yields are variable and may change at any time at the bank's discretion. Interest accrues on daily balances and is compounded and credited quarterly.

Contact any location to get the current Annual Percentage Yield and interest rate.