Rates and Info

Please review the account information before you begin the opening process.

Checking Accounts

Account Name	Rate (APY)¹	Minimum Opening Deposit	Account Distinctions
Simple Interest Checking²	$1,500.00-74,999.99: 0.05% APY $75,000.00 and up: 0.10% APY Minimum Balance to Obtain Annual Percentage Yield: $1,500.00	$1,500.00	No monthly service charge when: You receive electronic statements (E-Statements)⁵ exclusively OR; You maintain a minimum daily balance of $25,000 or greater.
Money Market Checking²	up to $2,499.99: 0.01% APY $2,500.00-24,999.99: 0.05% APY $25,000.00-99,999.99: 0.15% APY $100,000.00-199,999.99: 0.45% APY $200,000.00-999,999.99: 0.75% APY $1,000,000.00 and up 3.59% APY Minimum Balance to Obtain Annual Percentage Yield: None	$2,500.00	No monthly service charge when: You receive electronic statements (E-Statements)⁵ exclusively OR; You maintain a minimum daily balance of $25,000 or greater.

Account Name

Rate (APY)¹

Minimum Opening Deposit

Account Distinctions

Simple Interest Checking²

$1,500.00-74,999.99: 0.05% APY

$75,000.00 and up: 0.10% APY

Minimum Balance to Obtain Annual Percentage Yield: $1,500.00

$1,500.00

No monthly service charge when:
You receive electronic statements (E-Statements)⁵ exclusively OR;
You maintain a minimum daily balance of $25,000 or greater.

Money Market Checking²

up to $2,499.99: 0.01% APY

$2,500.00-24,999.99: 0.05% APY

$25,000.00-99,999.99: 0.15% APY

$100,000.00-199,999.99: 0.45% APY

$200,000.00-999,999.99: 0.75% APY

$1,000,000.00 and up 3.59% APY

Minimum Balance to Obtain Annual Percentage Yield: None

$2,500.00

No monthly service charge when:
You receive electronic statements (E-Statements)⁵ exclusively OR;
You maintain a minimum daily balance of $25,000 or greater.

Open a Checking Account

Savings Accounts

Account Name	Rate (APY)¹	Minimum Opening Deposit	Transaction Limitations & Fees	Account Distinctions
Savings³	0.10 % APY Minimum Balance to Obtain Annual Percentage Yield: $100	$100.00	An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.	Unlimited Deposits.

Account Name

Rate (APY)¹

Minimum Opening Deposit

Transaction Limitations & Fees

Account Distinctions

Savings³

0.10 % APY

Minimum Balance to Obtain Annual Percentage Yield: $100

$100.00

An excess debit fee of $2 will be charged for each debit transaction in excess of (1) during a calendar month.

Unlimited Deposits.

Open a Savings Account Now

Certificates of Deposit

Account Name	Rate (APY)¹	Minimum Opening Deposit
11 Month⁴	4.00% APY	$1,000.00
1 Year⁴	3.80% APY	$5,000.00
2 Year⁴	3.80% APY	$5,000.00
3 Year⁴	3.91% APY	$5,000.00

Open a CD

¹APY = Annual Percentage Yield. Fees could reduce earnings. A penalty may be imposed for early withdrawal. APY is subject to change without notice. APY current as of September 2, 2026. Contact an employee for further information about applicable fees and terms.

²Checking accounts, interest is compounded and credited monthly. Interest rates and annual percentage yields (APYs) for checking accounts are variable and subject to change at any time.

³Savings accounts, interest is compounded and credited quarterly. Interest rates and annual percentage yields (APYs) for checking and savings accounts are variable and subject to change at any time.

4 Certificates of deposit (CDs), interest is compounded and credited quarterly for maturities one year and greater. Interest is compounded and credited at maturity for the 11-month CD. CD interest rates and APYs are fixed and will not change for the term of the account.

⁵Electronic statements (E-Statements) - You must separately opt-in for electronic statements through your online banking account. Opening this account does not automatically enroll you for electronic statements.