Financial Education Resources & Money Management Tools

Build financial confidence with free budgeting calculators, savings tools, financial wellness resources, and easy-to-understand guidance from Pilgrim Bank. Explore practical information on money management, saving, credit, fraud prevention, and financial planning to help you make informed decisions and achieve your financial goals.

Know Where Your Paycheck Goes

Enter your monthly take-home pay and adjust the sliders. A common starting point is 50% for needs, 30% for wants, and 20% for savings.

Monthly take-home pay

Needs, including rent, food and bills

Wants, including entertainment and dining

Needs

Wants

Savings

See What Steady Saving Can Do

Interest earns interest, so the longer money stays put, the more opportunity it has to grow.

Save each month

Yearly interest rate

Years

Estimated balance

You put in

Interest earned

This calculator provides an estimate for educational purposes and does not guarantee a rate or return.

Spot a Scam Before It Costs You

Fraud works by creating urgency. Slow down, then check.

We will never ask for your PIN, password or one-time code by phone, text or email.

If a message creates panic, hang up and call the number on your card.

Be wary of anyone asking you to pay with gift cards, crypto or wire transfers.

Use a different password for every account, and turn on two-step verification.

Report Suspicious Activity

YOUR CREDIT SCORE. DAILY AND SECURE.

Access your credit score and report in our mobile app and online banking.

Learn More

Plain-Language Glossary

The yearly cost of borrowing, including interest and certain fees. A lower APR means you pay less.

The yearly return on savings once compounding is included. Use it to compare savings accounts.

The share of your available credit you are using. Under 30% is a common guideline.

Interest calculated on your original deposit plus the interest already earned.

When a payment exceeds your balance. It can trigger fees, so ask about alerts and protection.

What you own minus what you owe. Track it once or twice a year.

FDIC - Money Smart

We believe in empowering your kids to have an understanding of finances so they can make wise choices about their money as they get older. We have something for all school age kids.