Certificates of Deposit (CDs) & IRAs | Retirement & Savings Accounts

Secure Your Savings. Build Your Future.

Whether you're saving for a future goal or preparing for retirement, Pilgrim Bank offers CDs and IRAs designed to help your money grow with confidence. Enjoy the security of fixed-rate Certificates of Deposit and the tax advantages of Individual Retirement Accounts, all backed by personalized service from a local bank you can trust. Our team is here to help you choose the savings solution that best fits your timeline, financial goals, and long-term plans.

Certificates of Deposit

Guaranteed fixed rates for predictable returns.

FDIC-insured protection for added peace of mind.

Flexible CD terms from 32 days to 5 years to match your savings goals.

Competitive APYs¹ to help grow your money faster.

Open an 11-Month, 1, 2, or 3-Year CD Online

Visit a Branch

Featured CD Special - 4.47% APY¹

Whether you're building savings or complementing your retirement strategy, our 2-Year CD offers a secure, predictable way to grow your money.

Secure Your Rate Today

See What a CD Can Earn

A certificate of deposit (CD) lets you lock in a rate for a set term. Choose your deposit, rate and term to estimate what you will have when the CD matures.

Opening deposit

Annual percentage yield (APY)

Term

Balance at maturity

Your deposit

Interest earned

This calculator provides an estimate for educational purposes. It assumes the CD is held to maturity at a fixed APY with interest compounding in the CD. Actual rates, terms, minimum deposits and early withdrawal penalties vary by product. View Current Rates

Retirement Accounts

Built for retirement savings and long-term financial goals.

Flexible contribution options to fit your budget.

Competitive growth potential for your future.

Personalized guidance from a trusted local bank.

Talk to a banker about how to get started.

Contact Us

Visit a Branch

¹ The Annual Percentage Yield (APY) is accurate as of October 1, 2026. A minimum deposit of $1,000 is required to open the account. A penalty will be imposed for early withdrawal.

Contact any location to get the current Annual Percentage Yield and interest rate.

CDs & IRAs

Secure Your Savings. Build Your Future.