4.57% APY | 3 Year CD | Pilgrim Bank

Lock in a competitive rate for 3 years and watch your savings grow with confidence.

4.57% APY¹

Watch your savings grow faster with this competitive rate.

3-Year

Your 3-Year commitment is rewarded with a premium rate.

$1,000

Minimum opening deposit required.

Why lock this in today

1. A rate this high rarely lasts

CD rates move with the market. Once this promotional rate closes, new accounts open at the standard rate.

2. Commitment That Pays Off

Locking in for 3 years comes with a reward: a higher rate designed to help your savings grow faster over time.

3. Your deposit is protected

Pilgrim Bank is FDIC insured up to $250,000 per depositor - a guaranteed return with none of the market risk.

Claim 4.57% APY

Frequently Asked Questions

This CD may be a good choice for savers who:

Want a guaranteed return
Prefer a fixed interest rate
Do not need immediate access to their funds
Appreciate the flexibility of a penalty-free withdrawal option near maturity

The CD has an 3 year term beginning on the date the account is opened.

The Annual Percentage Yield (APY) is 4.57%. Interest is calculated and paid according to the account terms and disclosures.

Yes. Your rate is fixed for the entire 3 year term.

At maturity, you may:

Withdraw your funds
Renew into another CD term, if available
Discuss other savings options with a banker

The CD will automatically renew into an 3 year CD

Yes. Deposits are FDIC insured up to applicable limits.

No. Additional deposits are generally not permitted during the CD term.

We'll provide a maturity notice before your CD matures so you can make an informed decision about your funds.

Bank with Confidence

FDIC Insured

Local, Texas‑based service

Secure digital banking

¹ The Annual Percentage Yield (APY) is accurate as of November 2, 2026. A minimum deposit of $1,000 is required to open the account. A penalty will be imposed for early withdrawal.

4.57% APY¹ Certificate of Deposit