FDIC-Insured - Backed by the full faith and credit of the U.S. Government

$100 to Get You Started¹

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No Strings. No Hoops

$100 Bonus¹ to get you started—bank local, bank smart.
We’re a Texas bank offering the technology you want and the personal service you deserve. Clear pricing. Secure tools. Banking that works for real life.

Open Your Checking Account in Minutes. Bank smarter today.


Why Choose Our Checking Account?

✅ Fast, Easy Account Opening

Open your checking account online or in-person—in just minutes.

✅ Simple Choices. Transparent Pricing.

No guesswork. No surprises. Just clear options designed around you.

✅ Bank Anywhere, Anytime

Manage your money with powerful digital tools that keep you connected 24/7.

Find An Account That Best Fits Your Needs.

Checking

Account Name

Minimum Opening Balance

Monthly Service Charge

Account Distinctions

Simple Checking

$100

$5

No monthly service charge when:
You receive electronic statements (E-Statements²) exclusively OR;
You maintain a minimum daily balance of $5,000 or greater

Open Now>

Prestige Checking

$100

No Monthly Service Charge

No minimum balance to maintain

Must be 55 years or older

Open Now>

Advantage Checking

Account Name

Minimum Opening Balance

Monthly Service Charge

Account Distinctions

Advantage Checking

Explore Benefits>

$100

$12

No minimum balance to maintain

See listing of benefits below

Open Now>

Prestige Advantage Checking

Explore Benefits>

$100

$9

No minimum balance to maintain

Must be 55 years or older

Open Now>


Smart Digital Features You’ll Use Every Day

Online & Mobile Banking

with Transfers, Mobile Deposit, and Bill Pay

Real‑Time Alerts & eStatements²

for added security and visibility

Debit Card Controls

to turn your card on/off instantly and set alerts

Credit Score Insights

to help you track your financial wellness at a glance

Download the Pilgrim Bank App


Frequently Asked Questions

Basic identification (e.g., government‑issued ID), contact information, and your initial deposit that meets the minimum opening balance for your chosen account.

Once enrolled in digital banking, you can opt into paperless statements and set real‑time notifications for activity such as transactions, balances, and more.

Yes—certain accounts waive the fee when you choose eStatements exclusively or maintain a qualifying minimum daily balance (see account options above).

Bank with Confidence 


¹Account subject to approval. Open a new checking account and receive a $100 bonus at account opening. Offer available to new customers only, Eligible account holders must reside in Archer, Wichita, Wilbarger, or Wise County and open the account between 05/01/26 and 05/29/26. Pilgrim Bank employees are not eligible

²Electronic statements (E-Statements) - You must separately opt-in for electronic statements through your online banking account. Opening this account does not automatically enroll you for electronic statements.

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Want to Know More?

Reach Out to One of Our Banking Specialists