The Yield You Want. The Flexibility You Need.
Why Choose Our 11 Month CD?
4.00% APY¹
11 Month Term
7 Days
Until penalty-free withdrawal
$1,000
Minimum to open
Why lock this in today
1. A rate this high rarely lasts
CD rates move with the market. Once this promotional rate closes, new accounts open at the standard rate.
2. You're not really locked in
Most CDs trap your cash for months. This one lets you withdraw your full balance penalty-free after just 7 days - the yield of a CD with the flexibility of savings.
3. Your deposit is protected
Pilgrim Bank is FDIC insured up to $250,000 per depositor - a guaranteed return with none of the market risk.
Frequently Asked Questions
Bank with Confidence
¹ The Annual Percentage Yield (APY) is accurate as of August 26, 2026. A minimum deposit of $1,000 is required to open the account. There is no penalty for early withdrawal. Beginning seven (7) days after the funding date, the account holder may withdraw the full account balance without penalty.